Ross WilliamsHead of Hyundai Capital Americas Region
Favorite Quote: Be humble and surround yourself with diverse and talented people.
Ross Williams is Head of Hyundai Capital Americas Region and joined the Hyundai Capital America (HCA) family in February 2010 as HCA’s Vice President and Department Head of Commercial Credit. He became Vice President and Department Head of Sales and Marketing before moving to Hyundai Capital Canada to serve as their President & CEO.
After a year in Toronto, Ross returned to HCA where he was the President & CEO from July of 2015 to March of 2023. Prior to joining Hyundai Capital, Ross held leadership positions at GE Capital and Deutsche Bank. Ross earned his BA in Finance from Michigan State University.
Marcelo BruttiPresident & CEO
Marcelo Brutti is President & Chief Executive Officer at HCA, a $50 Billion auto finance company supporting the financial services needs of Hyundai Motor America, Genesis Motor America, and Kia America. Through the Hyundai Motor Finance®, Genesis Finance®, and Kia Finance America® brands, HCA offers installment loans, leasing, and financing products to consumer and business customers across the U.S., as well as inventory, real estate, and operating capital financing for Hyundai, Genesis, and Kia dealerships. Under Marcelo’s leadership, HCA effectively serves more than 2 million customers and more than 1,600 dealers nationwide.
Prior to HCA, Marcelo held various leadership roles at City National Bank, Santander Bank, TD Bank, Visa, and Wells Fargo. Beyond his extensive experience and successful leadership in financial services, Marcelo has also served on the Board of Directors for the Boys & Girls Clubs of Central Orange Coast since 2017 and currently holds the position of President of the Board of Directors. He is also an adjunct professor at George Mason University for the CRO Certification Program and serves on their Advisory Council. Marcelo earned an MBA in Finance from Florida Atlantic University, and a Bachelor of Arts in Economics and Business Management from Washington College.
DOUG EKIZIANSVP, Special Projects
Favorite Quote: “Good is not good when better is expected.” – Vin Scully
Doug Ekizian is our Senior Vice President of the Business Transformation Division. Prior to joining HCA, Doug was a Managing Director in PricewaterCoopers’ (PWC) Automotive Finance and Mobility Advisory Practice for 12 years, where he led the delivery of large-scale strategy, transformation services and solutions for automotive captive, banking and financial services clients in the U.S.
Throughout his career, Doug has also worked for General Motors Acceptance Corporation and held several leadership positions in automotive finance, including operations, risk and analytics. Doug received both his M.B.A. and Bachelor of Arts in Economics from Pepperdine University.
Eckart KlumppChief Commercial Officer
Favorite Quote: “Kindness is a language which the deaf can hear and the blind can see.” — Mark Twain
Eckart Klumpp is Chief Commercial Officer, Sales and Marketing Division of HCA, where he is responsible for sales, product development and marketing efforts to drive growth and positive relationship with our OEM partners and dealers.
Prior to joining HCA in 2017, Eckart served as the President & CEO of Hyundai Capital Canada. Eckart has spent over 25 years in the automotive finance industry. His career spanned TD Bank, Chrysler Financial, DaimlerChrysler and Mercedes-Benz. He has broad functional expertise, having held leadership roles in sales, customer service, remarketing, and internal audit. Eckart received his MBA from the University of Stuttgart, Germany.
Kwan Mook LimChief Financial Officer
Favorite Quote: Slow but steady wins the race.
Kwan Mook Lim is Chief Financial Officer at HCA with responsibility for HCA’s financial planning, operations, and reporting. He oversees the accounting, tax, treasury, and corporate planning functions. He has been with Hyundai Capital for over 22 years and held various finance roles since 1999. Previous roles include Director, Financial Planning & Analysis at HCA, Head of Management Planning Department and Head of Global Finance Department at Hyundai Capital Services, Deputy managing director of HCUK, and CEO of Hyundai Capital Canada.
Kwan Mook graduated from Sung Kyun Kwan University in Korea, majoring in Law.
Carol MooreVP & General Counsel
Favorite Quote: "I’ve learned that whenever I decide something with an open heart, I usually make the right decision." — Maya Angelou
Carol Moore is Vice President and General Counsel of HCA, where she leads the Legal and Compliance teams. Prior to joining HCA in 2010, Ms. Moore served for 2 years as Senior Vice President and Assistant General Counsel at Resurgent Capital Services, and for 3 years as Senior Finance Counsel at American Honda Finance Corporation.
As part of her nearly 40 years as an attorney in the auto finance industry, Carol has also led the legal departments of Nissan Motor Acceptance Corporation and Mitsubishi Motors Credit of America. Carol received her undergraduate degree from Harvard University and is a graduate of the Harvard Law School.
Daniel NovotnyChief Risk Officer
Favorite Quote: If you tell the truth, you don’t have to remember anything. – Mark Twain
Daniel Novotny is Chief Risk Officer at HCA and is responsible for Originations and Portfolio Risk across HCA’s consumer and commercial business lines. Daniel also leads HCA’s Information Protection and Privacy groups, which keep HCA safe from external bad actors.
Daniel has been with HCA since 2014 and has held leadership roles in HCI, Remarketing, and Collections and Consumer Risk. Prior to joining HCA, Daniel held roles as a Principal at The Boston Consulting Group’s Los Angeles office with a focus on Financial Services and Industrial Goods clients and as a counter-terrorism analyst at the Central Intelligence Agency. Daniel received his MBA from The University of Chicago and a Bachelor of Science in Chemical Engineering from Cornell University.
Vincent RiceChief Operations Office
Favorite Quote: "I believe that one of the best ways of getting at truth is reflecting with others who have opposing views and who share your interest in finding the truth rather than being proven right." — Ray Dalio
Vincent Rice is the Chief Operations Officer (COO) at Hyundai Capital America and joined the organization in 2017. Prior to HCA, Vince worked at Bank of the West (BNP Paribas), where he was Executive Vice President and Head of the National Consumer Finance Division.
He began his 34-year career in automotive finance with DaimlerChrysler Financial, growing into a leadership role as Head of U.S. Business after the acquisition by TD Auto Finance. Vince received his Bachelor of Science degree from the University of Central Missouri.
Johan SwartChief Information Officer
Favorite Quote: “Start where you are, use what you have, do what you can.” – Arthur Ashe
Johan Swart is Chief Information Officer at HCA. He oversees all IT operations and services and also guides strategic initiatives spanning IT infrastructure, application rationalization, and digital transformation to ensure technology investments are aligned with business needs. Prior to joining HCA in 2021, he spent over 20 years at Mercedes-Benz with various executive roles including CIO, Daimler Truck Financial Services and CIO, Mercedes-Benz Financial Services Americas.
With deep auto captive experience, Johan was a 2016 recipient of the Automotive All-Star Award from Automotive News. He holds a degree in Information Technology from Tshwane University of Technology.